{!--
/**
* JCOGS OTP Pro - User Preference: Disable OTP
* =============================================
*
* Form for disabling two-factor authentication. Requires password confirmation
* and displays security warnings about reduced account protection.
*
* Features:
* - Password confirmation required
* - Security warning display
* - Clear explanation of consequences
* - Success confirmation after disable
* - Option to re-enable immediately
*
* Template Group: jcogs_otp_pro_examples
* Return URL: /jcogs_otp_pro_examples/user_disable_otp (shows success)
* Settings Page: /jcogs_otp_pro_examples/user_otp_settings
* CSS/JS Path: __CSS_JS_PATH__ (replaced during installation)
*
* @category ExpressionEngine Template
* @package JCOGS OTP Pro
* @author JCOGS Design Remove OTP protection from your account Disabling two-factor authentication will make your account less secure. You will no longer need verification codes to log in. {error}🔓 Disable Two-Factor Authentication